The tenors, the usage, the merchants—Kredivo's that flexible! Here's why Kredivo stands out as the most flexible payment solution:

Product Financing with Installment Payments: Kredivo offers the flexibility of paying later in 1 month or through installments over 3, 6, 12, 18, and 24 months. This means you can spread out the cost of your purchases over time, making it easier to manage your finances.

Interest Rate: Enjoy 0% interest when you pay within 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from rates starting at just 1.99% per month, with a maximum annual rate of 41.51%. This competitive pricing ensures you're getting a great deal on your financing.

Limit: With a maximum limit of up to IDR 50,000,000, Kredivo provides substantial purchasing power to meet your needs, whether it's for big-ticket items or smaller purchases.

Simulation: For instance, if you choose a 12-month installment to pay for a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. This results in a monthly repayment amount of IDR 206,480 and a total repayment of IDR 2,477,760, allowing you to plan your finances effectively.

Don't have a credit card but want to shop on installment? Need quick loans for emergencies? Or have you been rejected for credit before? Kredivo is your solution. As an online credit line provider, Kredivo offers installment plans without the need for a credit card, along with personal loans from KrediFazz, all in one convenient platform.

Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration process takes just 5 minutes, and approval is granted within minutes. Once approved, you can shop on installment at over 4000+ merchants, both online and offline, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and many more, with just 2 clicks.

Whether you're looking to buy a new mobile phone, book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or purchase furniture and fashion items, Kredivo allows you to buy now and pay later without a credit card and with zero down payment. You can also use the Kredivo app to pay utility bills, buy pulsa/data packages, gaming/streaming vouchers, and even gasoline. Plus, get quick cash advances from KrediFazz via Kredivo with 3, 6, and 12-month installment options.

Kredivo #Sefleksibelitu, isn't it? No wonder it's the most flexible payment solution! Here are three more reasons to choose Kredivo:

Simpler and Faster: Apply online by uploading your KTP via the Kredivo app—no salary slip required. After a quick approval process, you can buy your dream item on credit or get instant loans from KrediFazz without any hassle.

Safe and Secure: Your data is encrypted, ensuring your security. Kredivo is also licensed and regulated by OJK, guaranteeing its credibility.

0% Interest & Without Down Payment: Kredivo offers some of the lowest interest rates in the market, and there's no down payment required for any of its services.

For further details, read the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. Have feedback? Email us at [email protected] or call 0804-1-573348.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!