Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service

WavePay, the mobile wallet application by WaveMoney, is designed to integrate all users into the digital payment ecosystem, leveraging the largest network of approximately 60,000 agents and over 200,000 merchants. WavePay serves as a comprehensive solution for all your payment needs:

• Send money to family and friends using their mobile number, even if they are not WavePay users.

• Make instant payments by scanning QR codes at grocery stores, medical shops, electronics outlets, and restaurants.

• Top up or purchase mobile packs for yourself or your loved ones.

• Easily pay various bills including internet, solar, insurance, and microfinance loans.

• Seamlessly link your bank or MPU cards to transfer funds in and out of your wallet.

Safe and Secure Payments

• The "One Wallet, One Device" (1W1D) feature ensures that your account can only be accessed from one device at a time, enhancing the security of your WavePay account.

• Set a mandatory 4-digit PIN when creating your account, which you'll use to authorize all transactions.

• An additional layer of security is provided by a 6-digit secret code for transfers to non-WavePay users. Recipients can collect money at any WaveMoney agent shop using the transaction ID and the 6-digit code.

Easy Cash-in and Cash-out Services

• Conveniently cash in or cash out at any of the 60,000+ Wave agent shops available nationwide.

• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards to effortlessly move funds in and out of your wallet.

Easy Airtime Top-up and Bill Payments

• Stay connected by topping up or purchasing mobile packs for any operator, including ATOM, MPT, and Ooredoo.

• Pay your internet bills across more than 30 providers such as ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, and Myanmar APN.

• Manage your loan repayments with over 40 partners, including Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, and VisionFund.

• Settle your insurance payments with Prudential, Manulife, Capital Taiyo, Young Insurance, and KBZ MS General Insurance.

• Pay your solar bills to companies like OV Solar, Solar Home, and Sun King Solar.

• Cover your healthcare and telehealth service payments at PunHlaing Hospitals, MyanCare, myDoctor, Health4U, and T-Fitness.

Fast and Reliable Payments at Online Stores

• Shop online at Shop.com.mm, OwayFresh, and other trusted partners, making instant payments with WavePay to bypass the hassle of cash on delivery.

• Order food or groceries through FoodPanda and pay seamlessly using the WavePay app.

Book Hotels & Tickets for Bus, Flights

• Book domestic or international, one-way or round-trip flight tickets on FlyMya, AirKBZ, and more, using your WavePay wallet for payments.

• Purchase online bus tickets from MMBus Ticket, Oway, AungSan, AungMinGalar, and Mandalay Gate, with real-time seat availability and updates.

• Reserve hotels before your trip, including Memories Hotel, Memories Travel, and Balloons Over Myanmar.

• Make hassle-free payments for groceries, medicines, electronics, and clothing by scanning Wave QR codes at over 200,000 merchants.

Contact Us

• Reach out to the WaveMoney Call Centre every day from 8 AM to 10 PM for assistance. Call 900 from ATOM numbers (free) or 097900090000 from other operator numbers.

• To become a business partner or agent, email us at [email protected] or contact our call center.