The NO.1 Digital Banking Savings Bank!

Welcome to the top digital banking savings bank! We offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services. Our platform, known as "Well-Bang," is designed to enhance your financial journey with innovative and rewarding features.

NO.1 in the Savings Bank Sector

Our mobile app leads the industry, being number one in cumulative app downloads and users in the savings bank sector, according to App Annie data as of December 31, 2023.

‘Well-Bang Walking Savings’

With our ‘Well-Bang Walking Savings’, you can earn interest rates of up to 10% per annum just by walking. We offer preferential interest rates based on the number of steps you achieve within the subscription period. Here's how it works:

• More than 1 million steps: 1.0%p per year
• More than 2 million steps: 2.0%p per year
• More than 3 million steps: 3.0%p per year
• More than 4 million steps: 8.0%p per year

WELCOME! Preferential Interest Rate on Your First Transaction

New to our bank? Enjoy a special interest rate of up to 7% per year on your first transaction. This offer is valid for 30 days after opening your account.

Welcome My Data: Manage Your Assets and Liabilities

Worried about managing your finances? Our ‘Welcome My Data’ service helps you track your debts and check if a transfer loan is possible. We've facilitated a nationwide interest reduction project, saving a total of KRW 8,334.98 million as of March 14, 2024. Additionally, our ‘credit weather’ feature helps you monitor your credit health.

Easy and Convenient Account Opening

Open an account anytime, anywhere, 24/7, without the need for a public certificate. Simply use pattern or fingerprint authentication and a 6-digit authentication number. We also offer dedicated accounts for payers, office workers, and bosses, each with special benefits.

‘Well-Bang Lounge’ - Exclusive Prize Benefits

Don't miss out on the ‘Well-Bang Lounge’. Here's what you can enjoy:

• Well-Bang Walking: Loan customers can earn up to 100 won per day and up to 3,000 won per month by walking. Receiving customers can earn up to 40 won per day and up to 1,240 won per month.
• Well-Bang Lotto: Guess 6 numbers from 0 to 9 and win prizes.
• Well-Bang Odd or Even: Predict if the week will be odd or even and win weekly prize money.

Convenient Financial Services for Everyday Life

Our app makes financial management easy:

• Transfer funds effortlessly by dragging and dropping between accounts.
• View total assets, detailed status, and savings goal progress on one page.
• Check your car's price with just its license plate number.
• Use ‘Automatic Payment’ for utility bills and other recurring payments.
• Monitor your credit score with our ‘free credit management’ service, which doesn't affect your credit score.

Electronic Financial Fraud Prevention Service

We prioritize your security with services like "PC designation," "2-channel authentication," and "one-time authentication number," following the Financial Supervisory Service’s guidelines.

Product Information

Well-Bang Working Savings

• Target: Individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Based on annual steps achieved (up to 8.0%)
  • Automatic transfer through our bank account at least 6 times (1.0%)

WELCOME First Transaction Preferential Term Savings

• Target: Individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Subscription conditions: Within 30 days from the first deposit
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfer through our bank account at least 8 times (1.8% per year)
  • Average account balance of 500,000 won or more (1.5% per year)

In accordance with the Depositor Protection Act, deposits are protected up to 50 million won per person. Please review the product description and terms before signing up. Remember, interest rates may change, so always check our website or app for the latest information.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Well-Bang App Permissions and Purpose

To ensure a seamless experience, our app requires certain permissions:

Required Access Rights

• Storage space: For storing certificates, checking OS tampering, and document submission.
• Phone: For identity and device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps.

Optional Access Rights

• Contacts/Address Book: For contact transfer, SMS, and recommending friends.
• Camera: For photo ID, face authentication, and document submission.
• Photos and videos: To save and collect submitted photos.
• Notification: To receive important updates, events, and promotions.

Credit Disorderly Conduct Investigation Items

• Malicious app detection information
• Diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim. Our business registration number is 120-87-93876. We are compliant with the Korea Federation of Savings Banks and the Welcome Savings Bank Compliance Officer Deliberation.

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024:

• Improved app usability and stability.